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Disability insurance plans and policies are filled with a lot of technical “legalese.” Consequently, it can be difficult to understand the terms and conditions of an ERISA plan. We can help.  In this post, ERISA disability lawyer David M. Hicks explains the important terms that you may see in your policy. Key ERISA Disability Policy [...]

Many companies provide disability insurance benefits for their employees. Disability insurance policies are supposed to pay benefits to disabled workers. However, both ERISA insurance policies and ERISA law are complicated. It is easy for disabled workers to make mistakes that may cost them some or all of their benefits. If you are applying for disability [...]

Obtaining long-term disability benefits often is an uphill battle with your insurance company.  An experienced St. Louis long-term disability lawyer can help guide you through the claims process and, importantly, through the appeal process if your claim is denied. You want to make sure, though, that the lawyer you choose is the right lawyer for [...]

In this post, we answer some common questions regarding ERISA, particularly in the context of long-term disability claims.  If you have additional questions, or if you would like more information, please reach out to our St. Louis ERISA disability lawyers. We know you are anxious to receive your benefits, and we will respond promptly. WHAT [...]

The prospect of appearing before a judge under any set of circumstances can be nerve-wracking, even for something as inconsequential as a traffic violation, where the worst result might be a modest fine.  So, it’s no wonder that even the most deserving of claimants seeking Social Security disability benefits sometimes approach panic-attack levels of anxiety [...]

Let’s face it: Getting the SSA to approve your claim for benefits is not easy. You may have a major illness and be unable to do your job anymore. Your impairments may be severe. You may already be receiving benefits under a short-term or long-term disability policy. None of this guarantees you will be approved [...]

Claimants scheduled for a Social Security Disability (SSD) hearing before an administrative law judge can sometimes have witnesses testify and can even subpoena witnesses to appear.  As your hearing date approaches, you may be wondering how likely is this to occur, and is it a good idea? In my experience representing claimants as a St. [...]

St Louis Social Security disability Benefits In order for you to receive your Social Security disability benefits, your impairment must have persisted or be projected to last at least 12 months, unless it is expected to result in death. You should keep these things in mind before the 12 months run out, and know which [...]

The laws surrounding applying and getting approved for Social Security can be confusing and frustrating, which is why it's helpful to find an expert Social Security disability attorney in St Charles you trust. The emotions start when you receive that denial letter in the mail. You applied for Social Security disability (SSDI) or Supplemental Security Income [...]

Disability lawyers in St Louis Missouri play an important role in helping people obtain benefits. If you are disabled and unable to work, you must be thorough during every step of the application process. As such, it is extremely important to understand exactly how that process works in order to increase your odds of success. [...]

As a St Louis Social Security disability attorney, David M. Hicks often finds himself explaining the rules that the Social Security Administration follow when making a decision about whether your condition is one that meets the agency's definition of disability. By understanding the rules that apply to you, you may have a better understanding of what [...]

Your treatment history is one of the most important pieces of information in your disability claim, as a St. Louis disability lawyer can explain. This information can help substantiate your claims and boost credibility. Treatment History Generally speaking, a medical record over a period of time that demonstrates that you have attempted to seek medical [...]

Our St. Louis Disability Attorney Explains the Disability Hearing Your St. Louis disability attorney can explain that the disability hearing is your first real chance of appearing as a person in front of a person that decides your fate. The disability hearing occurs after your claim has initially been denied and after reconsideration. Location Our [...]

ERISA Long term disability lawyer David M. Hicks often helps his clients with their ERISA claims. A part of understanding ERISA involves your also having knowledge about the various acts that have amended the law since it was originally passed in 1974. Each one of the amendments provides you with certain additional rights, and having [...]

If you are filing for disability benefits through the Social Security Administration (SSA), then you may want to schedule a consultation with an experienced St. Louis disability attorney first. A St. Louis disability attorney who is experienced in working with disability benefits and the SSA will be able to tell you what to expect when [...]